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2015年1月買至今共賺了69%，4年複利率14%

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還原股價和歷史高低價請分清楚

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Aflac Q2 results exceed consensus; sees stronger second half of 2021

AFL 結果超出共識，預計 2021 年下半年表現更好

Aflac (NYSE:AFL) posts better-than-expected Q2 earnings as its business in Japan reflected the launch of a new medical product and its business in the U.S. saw small businesses in recovery mode.
"We continued to see improvement and expect a stronger second half of the year in both countries," Chairman and CEO Daniel P. Amos said.

Aflac (NYSE:AFL) 公佈的第二季度收益好於預期，因為其在日本的業務反映了一種新醫療產品的推出，其在美國的業務看到小企業處於復蘇模式。
“我們繼續看到改善，並預計兩國下半年會更強勁，”董事長兼首席執行官丹尼爾·P·阿莫斯 (Daniel P. Amos) 說。

Q2 adjusted EPS of $1.59 beats the consensus estimate of $1.28 and increased from $1.28 in the year-ago quarter.
Q2 total revenue of $5.56B, better than the $5.37B consensus, climbed from $5.41B a year ago.
Adjusted earnings exclude pretax adjusted net investment gains of $85M, or $0.12 per share, in Q2 2021 and pretax adjusted net investment losses of $166M, or $0.23 per share, in Q2 2020.

第二季度調整後每股收益為 1.59 美元，高於市場普遍預期的 1.28 美元，高於去年同期的 1.28 美元。
Q2 總收入為 $5.56B，高於 $5.37B 的共識，高於一年前的 $5.41B。
調整後收益不包括 2021 年第二季度的稅前調整後淨投資收益 8500 萬美元，即每股 0.12 美元，以及 2020 年第二季度的稅前調整後淨投資虧損 1.66 億美元，即每股 0.23 美元。

Aflac Japan: In dollar terms, net premium income decreased 5.4% to $3.0B; pretax adjusted earnings increased 19.7% Y/Y to $1.0B.
Aflac U.S.: Net premium income declined 3.4% Y/Y to $1.4B, mainly due to constrained sales over the past year; pretax adjusted earnings were $413M, down 3.1% Y/Y, primarily driven by lower earned premium and higher expenses despite lower benefits.

Aflac 日本：以美元計算，淨保費收入下降 5.4% 至 $3.0B；稅前調整後收益同比增長 19.7% 至 $1.0B。
Aflac 美國：淨保費收入同比下降 3.4% 至 $1.4B，主要是由於過去一年的銷售受限；稅前調整後的收益為 4.13 億美元，同比下降 3.1%，這主要是由於收益較低，但已賺取的保費較低，費用較高。

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